What is a Subprime Auto Loan?

What is a Subprime Auto Loan?

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Tapping into a vehicle that fits your daily needs is no longer a tall order when you shop with us at U R Approved. When you swing by our dealership, you will be able to drive straight into a premier lineup of vehicles while enlisting the help of an expert Finance Department for a subprime auto loan. Get started today by visiting our location at 7601 North Skokie Boulevard in Skokie, IL.

What is a Subprime Auto Loan?

If you haven’t purchased a vehicle before or simply are venturing into unknown territory, we would be happy to fill you in with all of the pertinent details. Our subprime loans are meant for the prospective driver with a less-than-impressive credit score. This is perfect if you are the consumer that has been constantly deemed ineligible for a regular car loan or doesn’t have a high enough income to become approved. This way, you don’t have to worry about your past mistakes and can turn the page and open up a brand-new future in your automotive endeavors! We will work with you to construct a clear and detailed plan that gives you a mode of transportation while improving your credit score at the same time. 


If you are excited about this great news, why not get started on the buying process? We tell you everything you need to know so you can start your homework of finding the right set of wheels as soon as possible. You can Get Pre-Approved today by clicking on the corresponding form beneath the Finance dropdown at the top of your screen. After that, you just need to follow the three easy steps shown by our Virtual Credit Consultant to earn your approval in seconds! We suggest that you utilize the Payment Calculator before you sift through our inventory so you know exactly what you are able to purchase and don’t fall in love with an unattainable vehicle ahead of time. 


Let’s get the fun started by taking a peek at the fantastic vehicles we have awaiting your test drive when you swing by U R Approved. To start, we carry a slew of new Chrysler, Dodge, Jeep, and Ram vehicles to make your morning and afternoon commutes something to look forward to. If you are in the market for something frugally priced, we also play host to dozens of used models that will provide you with a trustworthy drive for the long haul. All that you have to do to is click on the New or Used Inventory dropdown at the top of your screen and start narrowing your options down!

What is a subprime auto loan? Simply put, it is a second chance for drivers who haven’t been able to establish a solid line of credit. You can learn more today when you give us at U R Approved a call at 847-982-3500!


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My 2016 Charger!

Deante Tucker
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they got me driving in a new Charger for $300 a month! Finally got the car of my dreams!

Perfect Car at A Super Low Payment!

Jazmin Graham
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I was just out of a Chapter 13 and the people at UR Approved couldn’t have been more helpful in finding me the right car at a super low payment.

I Wouldn't Go Anywhere Else!

Shante Washington
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I wouldn’t go anywhere else. The sales and management staff treated me like family and I got the car i wanted.

They're Awesome!

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I have purchased 2 vehicles from UR Approved and have also referred my friends and family. They’re awesome!


Kenyatta Smith
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They definitely earned the name UR Approved when they got me into my car after my bankruptcy and recent repo

No Money Down!

Shawn Walters
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When my sister told me to go here, I never expected to drive home the same day with no money down!

My Salesman was Amazing!

Latrice Johnson
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Right out of a repo, I was worried about my credit. My salesman was amazing! He got me into the car I wanted and at the right payment!

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